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The Down Payment Assistance Program (DPA) offers a deferred 0% interest loan for eligible "first-time homebuyers" to help purchase a home within the Austin City Limits. Access to assistance must be made through through Trained Loan Officers (see loan officer training, below) who are registered on the DPA’s List of Participating Lenders.

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Ald. Carrie Austin got a $231,000 federal housing loan to purchase a home in a development that’s in line to get millions of dollars in city subsidies, records show. The longtime 34th Ward alderman.

The Home Rehabilitation Loan Program (HRLP) helps homeowners make much needed home repairs to comply with city building codes and to make it safe, livable, and healthy. How the HRLP Works The program provides 0% interest repair loans that range from $15,000 to $75,000 that are forgiven once a 15-year affordability period is met.

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